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Chapter 7 Bankruptcy

Chapter 7 bankruptcy, used by individuals as well as businesses, is a liquidation bankruptcy, for those who cannot afford to repay their debt. Chapter 7 will usually move faster, because there is no repayment plan, but the property is surrendered or individual debts reaffirmed to keep items such as a car or house. Learn how to file bankruptcy chapter 7

 

Chapter 13 Bankruptcy

Chapter 13 bankruptcy reduces the debt into an affordable, though tight, repayment plan. Chapter 13 allows the debtor to keep the property as long as the payments are made according to the schedule created by the trustee. Learn more about how to file bankruptcy for chapter 13

Chapter 12 Bankruptcy

Chapter 12 is a fairly new addition to the standard bankruptcy laws. This form of bankruptcy allows family fisherman or farmers the ability to restructure their debt and avoid liquidation. Chapter 12 is very similar to a chapter 13 bankruptcy with additional benefits to the debtors.

Chapter 11 Bankruptcy

Chapter 11 is a business reorganization bankruptcy that sets up a repayment plan for the business similar to the chapter 13 repayment plan for an individual. It allows the business to continue to operate, while making the debts more manageable.
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Chapter 7

Chapter 7 is a liquidation bankruptcy that has the ability to move faster without a repayment plan helping you get a fresh start sooner.

 

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Chapter 13

Reduces the debt into an affordable repayment plan. Allows the debtor to keep property as long as repayment schedule is followed.

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